Solution

Finacle, the universal banking solution from Infosys, empowers banks to transform their business leveraging agile new generation technologies. This modular solution addresses the core banking, treasury, wealth management, consumer and corporate e-banking, mobile banking and web based cash management requirements of universal, retail, corporate, community and private banks worldwide.
 
Finacle has been architected out of years of experience with global banks and offers several powerful and differentiating features making it one of the most comprehensive, flexible and scalable solutions in its class.
Core Banking:
 
Finacle core banking solution offers comprehensive retail, corporate and trade finance features- all in a highly secure and reliable environment. Like:
 
Functional Overview:
• Retail Banking
• Corporate Banking
• Trade Finance
• Common Modules
 
Business Benefits:
• Customer delight
• Enhanced Process Efficiency
• Quick Time-to-Market
• Total Cost of Ownership
 

	Treasury  Front Middle and Back Office Solution

Finacle Treasury offers an integrated yet modular front, middle and back office treasury solution. It supports a full range of treasury products and their derivatives covering foreign exchange, money markets and securities.
 

FUNCTIONAL OVERVIEW	BUSINESS BENEFITS
• Foreign Exchange	• A Comprehensive Treasury Solution
• Multi-entity enabled	• Total Cost of Ownership
• OTC Options	• Seamless transaction flow
• Forward Rate Agreements
• Call & Notice
• Repos & Reverse Repos
• Commercial Loans
• Certificates of Deposit
• Government Bills & Bonds
• Securities
• Traded Futures
• Swaps & Asset Swaps
• Swaptions
• Fixed Income

	CRM  Integrated Banking Specialty CRM Solution

Finacle CRM is a modular banking CRM solution. The solution provides banks with an opportunity to leverage the ready to deploy CRM functionality for competitive differentiation.
 
360 degree view of the customer relationship, Pre-configured templates and reports, Workflow engine, Auto escalation and auto acknowledgment, Flexibility to define service levels, Powerful marketing and campaign management, Sales force automation with origination (loans, credit cards, etc.), Comprehensive support for call centre agents, Finacle has powerful and integrated banking speciality CRM capabilities. This CRM-enabled architecture provides a unique value proposition to our customers. Finacle’s banking speciality CRM capabilities include 360° view, sales, service, origination and marketing features.

	e-Banking  Consumer e-Banking and Corporate e-Banking

Finacle e-banking solutions are component based & modular and have been built on two leading open industry standard platforms, J2EE and .NET. These solutions leverage industry standard protocols and methodologies to seamlessly interface with multiple back office systems and enable banks to offer single point access to various products. A key feature of Finacle e-banking solutions is the support for various bank and customer definable, event triggered alerts which can be delivered to the bank’s customers through their preferred channel.

	Mobile  Mobile Payments and Mobile Banking Solution

Finacle mobile solutions can broadly be classified under 2 categories: mobile payments and mobile banking solutions. These feature rich and cutting edge offerings enable banks to offer next generation mobile solution to its customers. Based on the two leading, open industry standard platforms – J2EE and .NET, Finacle mobile solutions help bank's customers to not only stay in constant touch with their financial information but also help them carry out several key transactions over their mobile devices.

	Alerts  Multi-channel Alerts Solution

Finacle alerts solution provides banks the edge they need to create and retain positive mindshare with their customers. Deploying this component based, modular solution enables banks to offer customized multi-channel alerts to their customers. It helps provide greater convenience and valuable control in financial decision-making. Finacle alerts solution enables financial institutions to instantly notify customers and internal users whenever an important business event occurs. Users can choose to be notified via email, mobile phone, pager, fax or voice about different types of events. For example, a customer could choose to be notified when an important payment clears or if an account balance exceeds a specified threshold. Similarly, alerts could be used internally to help risk managers detect fraud when unusual transaction patterns are detected.

	Web-based Cash Management  Comprehensive Online Cash Management Solution

As corporations face ever-increasing need to cut costs and improve bottom line by managing existing resources better, they are looking for cash management systems that will help them manage cash and process payments quickly and easily. Finacle web-based cash management solution is ideal for banks looking to deploy an online cash management solution for their corporate customers. Built on the J2EE and .NET standards, this component-based, feature rich solution can help create the differentiator that banks are looking for their corporate customers. A key feature of Finacle web-based cash management solution is its alerts-enabled feature that allows crucial cash related alerts to be delivered across multiple channel.